Information for Parents

Cost of Attendance

The UMKC Financial Aid and Scholarships Office establishes a Cost of Attendance budget for your student that represents the estimated direct and indirect costs a typical student may incur while attending UMKC. The Cost of Attendance helps determine how much need-based financial aid your student is eligible to receive.

Learn more about Cost of Attendance

Get an estimate

UMKC’s Net Price Calculator is a quick and easy way to estimate the amount of scholarships and financial aid your student can receive. Answer some simple questions about your family's income and a few clarifying questions. The calculator will then determine your estimated award eligibility based on award data from the previous year.

Apply for Financial Aid

Your student may be eligible for several types of aid, including scholarships, grants, student loans, Work-Study and tuition discounts to assist with costs while attending UMKC.

Learn how to apply for aid

Direct Parent PLUS Loan

Parents of dependent undergraduate students may be eligible to borrow a Direct Parent Loan for Undergraduate Students (Parent PLUS), up to a student’s cost of attendance minus other financial aid. Eligibility for this loan requires a determination that the parent does not have an adverse credit history. Parents interested in this loan must complete an application through Federal Student Aid, an office of the U.S. Department of Education.

Learn more about the Parent PLUS Loan (PDF)

Repayment of the loan will begin 60 days after the loan is disbursed. During the application process, you may request loan payments be deferred while the student is enrolled at least half-time. Interest is charged while a student is in school.

Parent PLUS borrowers are required to sign a Master Promissory Note before any loan funds will disburse to the student’s UMKC account. Dependent students with a parent borrowing through the Direct Parent PLUS loan program must complete entrance loan counseling.

Counseling is also required if you initially do not pass a credit check but are approved because you obtain a cosigner or appeal the denial and submit supporting documentation.

Additional unsubsidized loan funds are available to students with a parent who applies for a Parent PLUS loan and is denied because of adverse credit history.

Learn more about loans

Free Application for Federal Student Aid (FAFSA)

If your student qualifies as a dependent, you will need to complete the FAFSA every year your student attends UMKC. 


Learn more about FAFSA

Review and Accept the Aid Package

Once your student’s FAFSA is processed, a financial aid notice will be sent to your student listing the types of aid they are eligible to receive. It is important for your student to log in to Pathway to review and accept these offers.

Learn how to review and accept an aid offer

Aid that has been accepted will be subtracted as pending aid on your student’s billing statement. Keep in mind, these awards will not actually pay to your student’s account until they have been accepted and all loan requirements have been completed.

Access and Privacy of Academic Records

The Family Educational Rights and Privacy Act (FERPA) was established to provide rights to students and their families with regard to access and privacy of academic records.

FERPA guarantees students at the postsecondary level the right to inspect and view their academic records. It also prohibits UMKC from releasing information from a student’s record to any third party unless the student authorizes the release. However, the regulations which may be found in 34 CFR Part 99, outline several exceptions to the general rules stated above.

Read more about FERPA

Additional Authorized Access

Students can sign a written release or select Additional Authorized Access in Pathway to authorize UMKC to disclose information from their education record and financial aid offers to a parent or other third party.

All questions regarding student academic records should be directed to the Office of Registration and Records.