Financial Aid and Scholarships

Financial Aid and Scholarships

Health Professional Loans

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There are additional loans available specifically for students in the health professions. View specific loan information to find out how to apply.

Health Professional Loan (HPL) - Application open for the 2026-2027 school year on March 2nd

  • Eligibility
    • Full-time — not provisional — in the D.D.S. or Pharm.D. program
    • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
  • Terms
    • Fixed 5% interest rate
    • No interest accrues during school
    • Repayment begins 12 months following termination of at least half-time enrollment
    • Payments are made to UMKC
  • How to apply
      • File the 2026-2027 Free Application for Federal Student Aid. Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2024 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPL funds. The application will include instructions on how to accomplish getting this information to the school.
      • Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader.
      • For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. 
      • The 2026-2027 application will be open from March 2nd through April 30th

Health Professional Nursing Student Loans

  • Eligibility
    • Full-time student in LPN, RN, DN, ADN, BSN, MSN, Ph.D., NDP or Ed.D. program
    • Enrolled or accepted in an institution within Missouri approved by the Missouri Nursing Board
    • Missouri resident
    • Under no conflicting service obligation, with the exception of service in the National Guard or military reserve
  • Terms
    • 0% interest rate
    • Loan may be forgiven through service obligation
  • How to apply

Loans for Disadvantaged Students (LDS) 

  • Eligibility
    • Full-time — not provisional — in the D.D.S., Pharm.D. or B.A./M.D. program
    • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
  • Terms
    • Fixed 5% interest rate
    • No interest accrues during school
    • Repayment begins 12 months following termination of at least half-time enrollment
    • Payments are made to UMKC
  • How to apply
      • File the 2026-2027 Free Application for Federal Student Aid. Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2024 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds. The application will include instructions on how to accomplish getting this information to the school. 
      • Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader. Typed signatures will not be accepted
      • For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. 
      • The 2026-2027 application will be open from March 2nd through April 30th

Nurse Faculty Loan Program (NFLP)

  • Eligibility
    • Graduate nursing student in MSN, DNP or Ph.D. program
    • There are three options in order to fulfill the requirement for the program for four consecutive years upon graduation
    • Complete six credits of Nurse Educator courses at UMKC SoNHS
  • Terms
    • 0% interest
    • Up to 85% of the loan can be forgiven by fulfilling service commitment
  • How to apply
    • Currently not accepting new applications

Primary Care Loan (PCL)

  • Eligibility
    • Full-time — not provisional — in the B.A./M.D. program
    • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
    • Provide parental income data and signature on the PCL Application
    • Commitment to working in primary care fields, to avoid high interest rate penalties
  • Terms
    • Fixed 5% interest rate
    • No interest accrues during school
    • Repayment begins 12 months following termination of at least half-time enrollment
    • Payments are made to UMKC
  • How to apply
      • File the 2026-2027 Free Application for Federal Student Aid.
      • Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2024 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds. The application will include instructions on how to accomplish getting this information to the school. 
      • Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader.
      • For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. 
      • The 2026-2027 application will be open from March 2nd through April 30th

Primary Care Resource Initiative for Missouri (PRIMO)

  • Eligibility
    • Full-time D.D.S. or dental hygiene student
    • Missouri resident
  • Terms
    • Loan may be forgiven through service obligation
  • How to apply