There are additional loans available specifically for students in the health professions. View specific loan information to find out how to apply.
Health Professional Loan (HPL) - Applications closed for 2025-2026
Eligibility
Full-time — not provisional — in the D.D.S. or Pharm.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Payments are made to UMKC
How to apply
File the 2025-2026 Free Application for Federal Student Aid. Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2023 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPL funds. The application wil include instructions on how to accomplish getting this information to the school.
Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader.
For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application.
Health Professional Nursing Student Loans
Eligibility
Full-time student inLPN, RN, DN, ADN, BSN, MSN, Ph.D., NDP or Ed.D. program
Enrolled or accepted in an institution within Missouri approved by the Missouri Nursing Board
Missouri resident
Under no conflicting service obligation, with the exception of service in the National Guard or military reserve
Loans for Disadvantaged Students (LDS) - Applications closed for 2025-2026
Eligibility
Full-time — not provisional — in the D.D.S., Pharm.D. or B.A./M.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Payments are made to UMKC
How to apply
File the 2025-2026 Free Application for Federal Student Aid. Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2023 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds. The application will include instructions on how to accomplish getting this information to the school.
Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader.
For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application.
Nurse Faculty Loan Program (NFLP)
Eligibility
Graduate nursing student in MSN, DNP or Ph.D. program
There are three options in order to fulfill the requirement for the program for four consecutive years upon graduation
Complete six credits of Nurse Educator courses at UMKC SoNHS
Terms
0% interest
Up to 85% of the loan can be forgiven by fulfilling service commitment
How to apply
Currently not accepting new applicaitons
Primary Care Loan (PCL) - Applications closed for 2025-2026
Eligibility
Full-time — not provisional — in the B.A./M.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Provide parental income data and signature on the PCL Application
Commitment to working in primary care fields, to avoid high interest rate penalties
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Students must also utilize the Direct Data Exchange (DDX) on the FAFSA to retrieve and transfer 2023 IRS income information. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds. The application will include instructions on how to accomplish getting this information to the school.
Upload the fully completed and signed Health Professional Loan Application through the Secure Document Uploader.
For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application.
Primary Care Resource Initiative for Missouri (PRIMO)
