Health Professional Loan (HPL)

• Eligibility
  • Full-time — not provisional — in the D.D.S. or Pharm.D. program
  • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
• Terms
  • Fixed 5% interest rate
  • No interest accrues during school
  • Repayment begins 12 months following termination of at least half-time enrollment
  • Payments are made to UMKC
• How to apply
  • Complete the FAFSA with parental information, whether dependent or independent, regardless of if it is required for other federal aid purposes
  • Students must also use the IRS Data Retrieval Tool to link their tax information and their parents' tax information
  • Complete the Health Professional Loan (HPL) Application (The 2022-2023 application will be available in March 2022)
  • Submit materials by the May 15 priority deadline

Health Professional Nursing Student Loans

• Eligibility
  • Full-time student in LPN, RN, DN, ADN, BSN, MSN, Ph.D., NDP or Ed.D. program
  • Enrolled or accepted in an institution within Missouri approved by the Missouri Nursing Board
  • Missouri resident
  • Under no conflicting service obligation, with the exception of service in the National Guard or military reserve
• Terms
  
  • 0% interest rate
  • Loan may be forgiven through service obligation
• How to apply
  • Apply directly to Missouri Department of Health and Senior Services and notify us if approved

Loans for Disadvantaged Students (LDS)

• Eligibility
  • Full-time — not provisional — in the D.D.S., Pharm.D. or B.A./M.D. program
  • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
• Terms
  • Fixed 5% interest rate
  • No interest accrues during school
  • Repayment begins 12 months following termination of at least half-time enrollment
  • Payments are made to UMKC
• How to apply
  • Complete the FAFSA with parental information, whether dependent or independent, regardless of if it is required for other federal aid purposes
  • Students must also use the IRS Data Retrieval Tool to link their tax information and their parents' tax information
  • Complete the Health Professional Loan (HPL) Application (The 2022-2023 application will be available in March 2022)
  • Priority consideration — submit all application materials by the May 15 priority deadline

Nurse Faculty Loan Program (NFLP)

• Eligibility
  • Graduate nursing student in MSN, DNP or Ph.D. program
  • Must work full-time as an instructor in a school of nursing for four consecutive years upon graduation
  • Complete an educator course (6.0 hours)
• Terms
  • 0% interest
  • Up to 85% of the loan can be forgiven by fulfilling service commitment
• How to apply
  • Complete the NFLP application through the School of Nursing

Primary Care Loan (PCL)

• Eligibility
  • Full-time in B.A./M.D. program
  • Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
  • Provide parental income data and signature on the FAFSA
  • Commitment to working in primary care fields, to avoid high interest rate penalties
• Terms
  • Fixed 5% interest rate
  • No interest accrues during school
  • Repayment begins 12 months following termination of at least half-time enrollment
  • Payments are made to UMKC
• How to apply
  • Complete the FAFSA with parental information, whether dependent or independent, regardless of if it is required for other federal aid purposes
  • Students must also use the IRS Data Retrieval Tool to link their tax information and their parents' tax information
  • Complete the Health Professional Loan (HPL) Application (The 2022-2023 application will be available in March 2022)
  • Submit materials by the May 15 priority deadline
    

Primary Care Resource Initiative for Missouri (PRIMO)

• Eligibility
  • Full-time D.D.S. or dental hygiene student
  • Missouri resident
• Terms
  • Loan may be forgiven through service obligation
• How to apply
  • Complete the application process and notify us if approved