There are additional loans available specifically for students in the health professions. View specific loan information to find out how to apply.
Health Professional Loan (HPL)
Eligibility
Full-time — not provisional — in the D.D.S. or Pharm.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Payments are made to UMKC
How to apply
File the Free Application for Federal Student Aid. Students must complete the FAFSA with parental information regardless of if it is required for other federal aid purposes. Students must also utilize the IRS Data Retrieval Tool to link both their tax information and their parent’s. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds.
Turn in the Health Professional Loan Application to the Financial Aid and Scholarships Office. For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. The deadline for the 2022-2023 year has passed. The application for the 2023-2024 year will be available March 1st, 2023.
Health Professional Nursing Student Loans
Eligibility
Full-time student inLPN, RN, DN, ADN, BSN, MSN, Ph.D., NDP or Ed.D. program
Enrolled or accepted in an institution within Missouri approved by the Missouri Nursing Board
Missouri resident
Under no conflicting service obligation, with the exception of service in the National Guard or military reserve
Full-time — not provisional — in the D.D.S., Pharm.D. or B.A./M.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Payments are made to UMKC
How to apply
File the Free Application for Federal Student Aid. Students must complete the FAFSA with parental information regardless of if it is required for other federal aid purposes. Students must also utilize the IRS Data Retrieval Tool to link both their tax information and their parent’s. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds.
Turn in the Health Professional Loan Application to the Financial Aid and Scholarships Office. For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. The deadline for the 2022-2023 year has passed. The application for the 2023-2024 year will be available March 1st, 2023.
Nurse Faculty Loan Program (NFLP)
Eligibility
Graduate nursing student in MSN, DNP or Ph.D. program
There are three options in order to fulfill the requirement for the program for four consecutive years upon graduation
Complete six credits of Nurse Educator courses at UMKC SoNHS
Terms
0% interest
Up to 85% of the loan can be forgiven by fulfilling service commitment
How to apply
Complete the NFLP application by contacting Dr. Barber- barberch@umkc.edu for the MSN or DNP programs or Dr. Lasiter- LasiterR@umkc.edu for further information and an application.
Primary Care Loan (PCL)
Eligibility
Full-time in B.A./M.D. program
Demonstrate financial need according to rules set forth by U.S. Department of Health and Human Services
Provide parental income data and signature on the FAFSA
Commitment to working in primary care fields, to avoid high interest rate penalties
Terms
Fixed 5% interest rate
No interest accrues during school
Repayment begins 12 months following termination of at least half-time enrollment
Payments are made to UMKC
How to apply
File the Free Application for Federal Student Aid. Students must complete the FAFSA with parental information regardless of if it is required for other federal aid purposes. Students must also utilize the IRS Data Retrieval Tool to link both their tax information and their parent’s. All professional students are considered independent for FAFSA purposes: nonetheless, federal regulations require that parent information be considered for the purpose of awarding HPSL funds.
Turn in the Health Professional Loan Application to the Financial Aid and Scholarships Office. For priority consideration, please submit the HPL Application and other documents by the priority deadline indicated on the application. The deadline for the 2022-2023 year has passed. The application for the 2023-2024 year will be available March 1st, 2023.
Primary Care Resource Initiative for Missouri (PRIMO)
