Getting Started

Your student will need to complete the FAFSA every year they attend UMKC. The FAFSA is available annually on October 1st.

Important FAFSA Deadlines

February 1 – UMKC priority deadline

February 1 – State of Missouri priority deadline

Completing the FAFSA by February 1 will increase your student’s chance of receiving those awards with limited funding.

The student will be required to include parental information on their FAFSA if any of the following apply:

  • They were born after January 1, 1998
  • They are not married as of the date the FAFSA is filed
  • They do not have any dependents
  • They are not enrolling for the upcoming academic year as a Graduate student
  • They have not served on active duty in the U.S. Armed Forces for purposes other than training
  • They are not a veteran of the U.S. Armed Forces

More details on completing the FAFSA or check out this helpful video:

Estimating Cost

UMKC’s Financial Aid and Scholarships Office establishes a cost of attendance budget for your student that represents the estimated direct and indirect costs a typical student may incur while attending UMKC.  The cost of attendance helps determine how much need-based financial aid your student is eligible to receive.

You can estimate the cost for your student on the Net Price Calculator.

Types of Aid

Your student may be eligible for grants, scholarships, or student loans to assist with costs while attending UMKC.  Once your student’s FAFSA is processed, a financial aid notice will be sent to your student listing the types of aid they are eligible to receive.  It is important for your student to access their awards on Pathway and accept or decline them.  Aid that has been accepted, will be subtracted as pending aid on your student’s billing statement. Keep in mind, these awards will not actually pay to your student’s account until they have been accepted and all loan requirements have been completed.

Direct Parent PLUS Loan

Parents of dependent undergraduate students may be eligible to borrow a Direct Parent Loan for Undergraduate Students (Parent PLUS) up to a student’s cost of attendance minus other financial aid.  Eligibility for this loan requires a determination that the parent does not have an adverse credit history.  Parents interested in this loan must complete an application online at  Review the Parent PLUS Loan Process and our Parent PLUS Loan Guide for directions on how to apply for this loan.

Repayment of the loan will begin 60 days after the loan is disbursed. During the application process, the parent may request loan payments be deferred while the student is enrolled at least half-time. Interest is charged while a student is in school.

Parent PLUS borrowers are required to sign a Master Promissory Note at before any loan funds will disburse to the student’s UMKC cashier’s account.  Dependent students – whose parent borrows through the Direct Parent PLUS loan program – must complete Entrance Loan Counseling at

PLUS Counseling is also required if the parent initially does not pass a credit check but is approved because they obtain a co-signer or they appeal the denial and submit supporting documentation. PLUS Counseling is also available at

Additional unsubsidized loan funds are available to a student whose parent(s) apply for a Parent PLUS loan and are denied due to adverse credit history.

For more detailed information on the Direct Parent PLUS Loan, please visit our Direct Parent PLUS Loan page.


The Family Educational Rights and Privacy Act (FERPA) is a congressional act that was established to provide rights to students and their families with regard to access and privacy of academic records.

FERPA guarantees students at the postsecondary level the right to inspect and view their academic records.  It also prohibits UMKC from releasing information from a student’s record to any third party unless the student authorizes the release.  However, the regulations which may be found in 34 CFR Part 99, outline several exceptions to the general rules stated above.  For details on the UMKC implementation of FERPA, please refer to the Registration and Records Office Student FERPA Information page.

Students can sign a written release or utilize the Additional Authorized Access functionality in Pathway to authorize UMKC to disclose information from their education record to a parent or other third party.

Additional Authorized Access and Third Party FERPA Release

A student can authorize a third party (parents, spouses, etc.) to access their electronic financial aid information by using the Additional Authorized Access page in Pathway.  For more information see the Registration and Records page on Additional Authorized Access (AAA).

Students can also authorize a FERPA Release with a third party (parents, spouses, etc.) in Pathway.  See the Additional Authorized Access and Third Party FERPA Release Instructions for more details on this process.

All questions regarding student academic records should be directed to the UMKC Registrar’s Office. The Registrar’s Office manages official student records and serves as the initial contact on all FERPA issues.